Pet care savings

Help with vet bills and health costs

Charities offering low-cost vet care

If you’re struggling with pet care costs, some charities and organisations provide low-cost veterinary services. These often include vaccinations, neutering and general health checks at reduced rates:

• PDSA (People’s Dispensary for Sick Animals) offers free and low-cost veterinary services for eligible pet owners in financial need.
• Blue Cross provides affordable vet care for pet owners facing financial hardship, including neutering, vaccinations, and general healthcare.
• Local animal charities and community clinics may also offer low-cost veterinary services, so it’s worth checking with organisations in your area.

Pet insurance tips

While pet insurance adds a monthly expense, it can save you money in the long run by covering unexpected vet bills. Here are some tips to make pet insurance more affordable:

• Shop around – Compare different pet insurance providers to find the best deal for your pet’s needs.
• Consider higher excesses – Opting for a higher excess (the amount you pay before insurance kicks in) can lower your premiums.
• Look for multi-pet discounts – Many insurers offer discounts if you insure more than one pet with the same provider.
• Choose the right coverage – Avoid overpaying for extras your pet doesn’t need by selecting a plan tailored to their specific requirements.

Pet food banks

If you’re struggling to afford pet food, some food banks and animal charities offer pet food assistance. This can help ensure your pet is well-fed without putting extra strain on your budget.

Check with:

• Local food banks – Some local food banks provide pet food alongside essential groceries.
• Animal charities – Organisations like the RSPCA and Blue Cross may offer pet food support.
• Community groups – Local pet welfare groups sometimes run pet food banks or donation schemes.

Other ways to save on pet costs

• Buy in bulk – Buying food, litter and other supplies in larger quantities can often save money.
• Use loyalty schemes – Some pet stores offer discounts or points to use for future purchases.
• DIY grooming – Learning basic grooming skills at home can reduce the need for professional services.
• Look for second-hand supplies – Websites, community groups and charity shops can be great places to find affordable pet accessories.