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Saving on education and living costs

As a student, textbooks, tuition fees and other learning materials can quickly add up. The good news is there are plenty of ways to reduce these expenses.

Student discounts and offers

To get student discounts, you usually just need to show your student ID or use a special student code online.

Here are some of the best places to check out:

  • UNiDays – Register with your university email address or provide proof of enrolment to access discounts from a range of brands.
  • Student Beans– Get exclusive offers and discounts from various retailers and brands across multiple categories.
  • TOTUM (formerly known as NUS Extra) – Provides students with access to discounts on products and services both in-store and online.

Buy used or digital textbooks

Save on costly textbooks by buying used or digital versions from websites like eBay or Amazon. Additionally, look for free educational resources through Open Educational Resources (OER) platforms.

Take advantage of public libraries

Public libraries often provide free access to study materials, textbooks and even online courses. Don’t underestimate the resources available at your local library.

Review your budget regularly

Consider options like sharing accommodation, cooking meals instead of eating out and finding second-hand furniture or supplies to keep costs down.

Banking services

Some banks offer student bank accounts with special features like no monthly fees and overdraft facilities.

Many student bank accounts offer additional benefits like an interest-free overdraft and sign-up perks, which can help reduce financial strain during your studies.

Council tax exemption

If all residents in your property are full-time students, you don’t have to pay council tax. Your course must last at least one year and include at least 21 hours of study per week. If a non-student lives with you, you won’t be exempt, but you may qualify for a discount.

Transport

  • If your child has to get a bus to school, you might be able to get help covering the costs.
  • If you’re a college or sixth-form student, you can apply for subsidised transport through your local council.
  • One of the most flexible and low-cost ways to travel the country is by coach, which is even cheaper for students and those aged 16-26 through a young person’s coach card.
  • If you’re 18 or over, a student and living in a London borough, you can get discounted travel with an Oyster photocard. Through this, you can get discounted Travelcards and buy discounted bus and tram passes.

Disclaimer:
Please note BudgetSmart has been created to provide you with information but it’s important to always do your own research too. Whilst BudgetSmart contains links to third party websites we think you might find useful, PayPlan is not responsible for any external content or any actions you take when accessing these links/websites